Benazir Kafaalat Ist Phase
Benazir Kafaalat Ist Phase government of Pakistan has formally begun Phase 1 of the installment of the Benazir Kafalat program in July 2025. However, this time is different and seems better. A new payment system and new collection points to speed up the payment process and make it safer and easier for eligible women across the country. Let’s break down all the important updates, so you understand what is different, who qualifies, and how to avoid headaches when collecting your payment.
What’s New in the July 2025 Benazir Kafalat Payment?
The government has introduced multiple channels to distribute the new quarterly installment of Rs. 13,500. This is a major improvement from previous phases, where long lines and system issues were common.
New Updates You Should Know:
- Payments are now available through 3 platforms:
- Government-assigned campsites
- HBL Connect agents
- Selected bank branches
- ATM access has been restored in some cities for convenient withdrawals
- A real-time monitoring system has been added to reduce fraud and waiting time
- Payments officially began on Thursday and Friday of launch week
The enhancements will be focused on distributing the pressure, such that no single point experiences fatigue, particularly which is definitely an issue for women living in remote or rural areas.
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Which Districts Are Included in Phase 1?
Phase 1 covers 49 districts across all provinces. If your district is listed below, you’re eligible to receive your payment immediately (if you qualify).
Punjab:
Rawalpindi, Murree, Attock, Chakwal, Jhelum, Islamabad, Talagang, Mandi Bahauddin, Narowal, Sialkot, Gujrat, Sargodha, Bhakkar, Khushab, Multan, Toba Tek Singh, Mianwali, Okara, Sheikhupura, Gujranwala, Wazirabad, Layyah, and Bahawalpur.
Sindh:
Sanghar, Nawabshah, Benazirabad, Mirpur Khas, Tharparkar, Matiari, Umarkot, Jamshoro, Dadu, Khairpur, and Ghotki.
Balochistan:
Qila Abdullah, Qila Saifullah, Chaman, Pishin, Harnai, Ziarat, Sibi, Zhob, Loralai
Khyber Pakhtunkhwa (KPK):
Tank, Lakki Marwat, Buner
Gilgit-Baltistan & Azad Jammu & Kashmir:
Ghizer, Haveli
Who Is Eligible for the Rs. 13,500 Payment?
Being registered doesn’t mean you’ll automatically receive the installment. You must also be marked eligible in the BISP database based on your PMT score (Poverty Means Test).
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Eligibility Criteria:
- Women with a PMT score ≤ 32
- These include widows, persons with disabilities, and transgender individuals.
- Must be verified through the NSER survey
How to Check Eligibility:
- SMS your CNIC number to 8171
- Or visit the official 8171 Web Portal
How to Collect Your BISP 13500 Payment (Step-by-Step)
- Check Your Eligibility
- Send CNIC to 8171 or check online.
- Send CNIC to 8171 or check online.
- Go to a Designated Payment Point
- Government Camp
- HBL Connect agent
- Bank branch (in supported areas)
- Verify Your Identity
- Bring the original CNIC
- Complete biometric verification
- Collect Rs. 13,500
- Count your money on the spot
- Always ask for a printed receipt
Don’t let anyone deduct from your amount. Report fraud by messaging 8171.
Things to Keep in Mind
- Expired CNIC? You won’t receive payment. Renew it first.
- No deductions or “fees” allowed. If someone asks, report them.
- Always get a receipt after receiving payment.
- Never trust unofficial sources or middlemen.
- If your district is not included in Phase 1, wait for Phase 2, which is coming soon.
FAQs
Q: Can I get the money from HBL Connect instead of a camp?
Yes, you can collect it from HBL agents or bank branches in your area.
Q: What if my CNIC is expired?
You won’t be able to receive payment. Renew your CNIC immediately.
Q: I recently registered. Am I eligible?
If your NSER survey is complete and your PMT score qualifies, yes — if your district is part of Phase 1.
Q: When will Phase 2 start?
It will be announced soon. Keep checking the 8171 portal or official BISP sources.
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Final Words
The July 2025 payment cycle of the Benazir Kafalat Program brings real relief and real change. With multiple collection options, better security, and faster service, it’s clear the government is working to make the system easier for every woman who needs it. If your district is listed, your CNIC is valid, and you are eligible, go collect your full amount confidently. Don’t let anyone fool you. Stay updated, stay aware, and always use official channels for information and help.